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What is a Wire Transfer? A wire transfer is an electronic transfer of money. A traditional wire transfer goes from one bank or credit union to another using a network such as SWIFT or Fedwire. But the term wire transfer gets used for other types of transfers as well, so clarify the requirements if somebody asks for a wire transfer..A wire transfer is a fast way to move money electronically from one person to another using a bank or a nonbank provider such as Western Union or TransferWise. No physical money moves between locations..A wire transfer is an electronic transaction that facilitates sending a large amount of money in a quick fashion. Other money transferring services have limits on how much money can be transferred, but wire transfers allow you to send more than $,.. A wire transfer is an electronic transfer of money. In the case of a bank to bank transfer, no actual cash is exchanged, but electronic balances in the respective accounts are adjusted accordingly. This is a very secure way to transfer funds, .What is a ‘Wire Transfer’ A wire transfer is an electronic transfer of funds across a network administered by hundreds of banks around the world. Wire transfers allow for the individualized sending of funds from single individuals or entities to other individuals or entities while still maintaining the efficiencies associated with the fast and secure movement of money..What Is a Wire Transfer? A wire transfer involves a bank to bank electronic transfer of money. You go to your bank to submit the required instructions and information, like the recipient’s bank information..You will need to provide your account number and wire transfer routing number. For incoming international wires, you will also need to provide the appropriate SWIFT Code. To find your account number and wire transfer routing number, sign in to Online Banking, select your desired account and then select the Information Services tab..To send a wire, gather the information above, contact your bank, and ask how to send a wire transfer from your account. They may have a form that you need .