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An ACH transfer is an electronic, bank to bank transfer processed by the Automated Clearing House network. The types of transfers include external funds transfers, person to person payments, bill payments and direct deposits from employers and government benefit programs..Wire transfers and ACH payments are designed for different needs. See the pros and cons of each method speed, cost, risk, and more..The Automated Clearinghouse, or ACH, is a system created by the Federal Reserve Bank to transfer funds between accounts. ACH can be used for transferring funds between your own accounts, sending or receiving payments with vendors and clients, or even bulk sending or receiving a large number of payments with customers..While it may seem similar to a wire transfer, a transaction accomplished with the help of an automated clearing house ACH is not the same thing. The banking .An ACH payment is an electronic money transfer made through the Automated Clearing House. The ACH network electronically processes large numbers of transactions in a single batch. Like many other payment methods, ACH transfers are financial transactions that move funds from one account to another..Learn more about ACH payments and transfers and how they can work for your business..An Automated Clearing House ACH transfer is the most common method of moving money to and from bank accounts. The ACH network is involved in .